Verify
Payments Cleanly.
Your MoMo phone forwards the payment SMS, LokiPay matches the Transaction ID and confirms the payment in seconds — with payment links, hosted checkout and a signed API. Deployed for you, on infrastructure you own.
No code, or all the code you want.
Share a payment link or QR code and start taking payments today — or create payments from your backend, send customers to hosted checkout, and get a signed webhook the moment the MoMo SMS lands.
- MTN MoMo, Telecel Cash and AirtelTigo Money
- Transaction ID is the source of truth — no double credits
- Customers confirm with “I have paid” + Transaction ID
- Signed webhooks and a simple REST API
LokiPay
Mobile Money
Checkout
Payment links & checkout for MTN, Telecel & AirtelTigo. Verified from the MoMo SMS.
Why LokiPay?
We solve the "did you send the money?" problem once and for all — without a payment gateway, and without your data leaving your server.
Instant verification
Payments are verified seconds after the MoMo SMS reaches your phone. No screenshots, no manual checks.
Fraud proof
Only genuine MoMo sender IDs count, each Transaction ID can verify one payment, every phone has its own signing key and every webhook is signed.
Built for your team
A dashboard with a review queue, payment links, relay phone health, SMS parsers and an audit log — plus detailed docs for your developers.
Payment links & pages
Fixed-amount links to share on WhatsApp or print as a QR code, plus hosted checkout for orders from your website.
A relay app that stays on
An Android app for your MoMo phone that forwards SMS instantly, queues offline, alerts you if it stops, and updates itself.
Your server, your brand
One private installation per business, in your colours and logo. No shared cloud and no LokiPay per-transaction fees.
Collections from Excel
Upload a sheet of agents or members — number, name, amount — and watch each one tick to paid with the MoMo Transaction ID. Export the results.
Your whole team
Add sub-admins, reviewers, developers and read-only viewers. Every action is checked against their role and written to the audit log.
Alerts the moment money lands
Pop-ups, desktop and phone notifications with a chime when a payment arrives or needs a decision — and signed webhooks for your app.
LokiPay never adds a fee to your customers. Their network's usual MoMo (telco) charges may still apply.
See your dashboard
Everything your team needs to know who paid — live, in your brand. Screens below use sample data.
Know where the money is
Money verified today and over two weeks, what needs a decision, and whether your relay phone is online.
- Updates live — no refresh
- Verified vs received at a glance
- Relay phone health and alerts
What your customers see
A clean MoMo payment page in your brand: your number, the exact amount, a reference to copy and step-by-step USSD instructions. It turns to “Payment confirmed” about a second after the SMS reaches your phone — and reminds payers that their network's charges may apply.
What you get
One setup, everything included — installed, branded and supported by us.
Payments go straight into your own MoMo number. Network (telco) charges on MoMo transfers may still apply.
We deploy it for you
No sign-up forms or shared plans. Every business gets its own LokiPay, set up on infrastructure you own.
Setup
We install LokiPay on your server and domain, brand it with your name and logo, and connect your MoMo number.
Your infrastructure
Payments, SMS and customer data stay in your own database. Pair your MoMo phone and you are live — with payment links on day one.
Support
We help your developers integrate the API and webhooks, keep LokiPay updated, and are a WhatsApp message away.